CEEG Seminar Series: Digital financial service risks and financial inclusion in Mozambique: 2013- 2022.

On Wednesday, 21 August 2024, Rossana Carimo, PhD Student at the University of Eduardo Mondlane will present her working paper entitled ‘Digital Financial Service Risks and Financial Inclusion in Mozambique: 2013- 2022. ´

The seminar is part of the CEEG Seminar Series, organized under the Inclusive growth in Mozambique (IGM) programme. The seminars offer a forum to share and discuss ongoing research on topics related to the work of the IGM programme and to foster a culture of research at the faculty and at UEM in general.

The seminars take place at the Faculty of Economics of the University of Eduardo Mondlane (UEM). They are public events open to everyone. The presentation will be given in Portuguese.

Register here

About the study

The rapid growth of digital financial services has transformed the financial landscape worldwide, offering new opportunities for financial inclusion. Likewise, the adoption of non-traditional digital financial services, such as electronic money, has evolved remarkably in Mozambique in the latest years. Nevertheless, the risks associated with its use could threaten the effective implementation of the National Financial Inclusion Strategy 2016-2022.

This research aims to investigate digital financial services risks that influence financial inclusion in Mozambique, covering the period from 2013 to 2024. The study applies a hybrid approach, combining qualitative and quantitative research methods. 

The findings of this study will contribute to the existing literature on digital financial services and financial inclusion, providing insights into the specific risks that impacts financial inclusion in Mozambique. The research outcomes will help policymakers, regulators, and digital financial service providers to develop strategies and guidelines aimed at mitigating risks, enhancing the safety and inclusiveness of digital financial services, and promoting greater financial inclusion in the country.